[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.furtum.cz\/z-vlastniho-domu-vas-nikdo-nevyhodi\/#Article","mainEntityOfPage":"https:\/\/www.furtum.cz\/z-vlastniho-domu-vas-nikdo-nevyhodi\/","headline":"Z vlastn\u00edho domu v\u00e1s nikdo nevyhod\u00ed","name":"Z vlastn\u00edho domu v\u00e1s nikdo nevyhod\u00ed","description":"Zamysleli jste se n\u011bkdy nad t\u00edm, pro\u010d my \u010ce\u0161i neradi bydl\u00edme v pron\u00e1jmu a pro\u010d rad\u011bji vol\u00edme vlastn\u00ed bydlen\u00ed? A pro\u010d je na z\u00e1pad\u011b Evropy…","datePublished":"2024-11-09","dateModified":"2024-11-09","author":{"@type":"Person","@id":"https:\/\/www.furtum.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.furtum.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"furtum.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.furtum.cz\/wp-content\/uploads\/new-home-2419788_640_1.jpg","url":"https:\/\/www.furtum.cz\/wp-content\/uploads\/new-home-2419788_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.furtum.cz\/z-vlastniho-domu-vas-nikdo-nevyhodi\/","about":["Ekonomika"],"wordCount":409,"articleBody":"        Zamysleli jste se n\u011bkdy nad t\u00edm, pro\u010d my \u010ce\u0161i neradi bydl\u00edme v pron\u00e1jmu a pro\u010d rad\u011bji vol\u00edme vlastn\u00ed bydlen\u00ed? A pro\u010d je na z\u00e1pad\u011b Evropy sp\u00ed\u0161e zvykem opa\u010dn\u00fd trend? Z\u0159ejm\u011b to souvis\u00ed s geny po na\u0161ich p\u0159edc\u00edch, m\u00e1me zkr\u00e1tka r\u00e1di sv\u00e9 jist\u00e9 a pr\u00e1v\u011b nemovitost je to, co je za \u017eivotn\u00ed jistotu pova\u017eov\u00e1no na prvn\u00edm m\u00edst\u011b. V dob\u011b socialismu u n\u00e1s nebyl jedin\u00fd bezdomovec, jestli\u017ee si odmysl\u00edte krimin\u00e1ln\u00ed \u017eivly, kter\u00e9 prchaly p\u0159ed z\u00e1konem, a to se tak\u00e9 z\u0159ejm\u011b odrazilo na my\u0161len\u00ed a jedn\u00e1n\u00ed lid\u00ed. Jsme zkr\u00e1tka zvykl\u00ed hospoda\u0159it na sv\u00e9m vlastn\u00edm p\u00edse\u010dku a tak\u00e9 rozhodovat o tom, jak ten p\u00edse\u010dek bude vypadat.V sou\u010dasn\u00e9 dob\u011b se ceny n\u00e1jemn\u00edho bydlen\u00ed vy\u0161plhaly do nehor\u00e1zn\u00e9 v\u00fd\u0161e, za socialismu to nebyla ani desetina pr\u016fm\u011brn\u00e9ho platu, dnes je to skoro polovina pr\u016fm\u011brn\u00e9 mzdy. A pr\u00e1v\u011b to je tak\u00e9 jasn\u00fdm d\u016fvodem, pro\u010d se lid\u00e9 odhodl\u00e1vaj\u00ed neplatit n\u00e1jem, ale rad\u011bji spl\u00e1cet hypot\u00e9ku. Spl\u00e1tky hypote\u010dn\u00edch \u00fav\u011br\u016f se dnes mnohdy vyrovnaj\u00ed m\u011bs\u00ed\u010dn\u00edmu n\u00e1jemn\u00e9mu, ov\u0161em je velk\u00fd rozd\u00edl platit vlastn\u00ed bydlen\u00ed, kter\u00e9 v\u00e1m jednou p\u0159ipadne a zd\u011bd\u00ed jej po v\u00e1s va\u0161i potomci, pokud n\u011bjak\u00e9 budete m\u00edt, anebo platit jen za to, \u017ee v\u00e1s nech\u00e1v\u00e1 p\u0159esp\u00e1vat ve sv\u00e9 nemovitosti. Nebankovn\u00ed americk\u00e1 hypot\u00e9ka umo\u017e\u0148uje vyu\u017e\u00edvat prost\u0159edky na cokoli, a to je v\u00fdhodn\u00e9 nap\u0159\u00edklad ve chv\u00edli, kdy zd\u011bd\u00edte d\u016fm a chcete jej rekonstruovat a v\u00fdhodn\u011b pronajmout \u010di prodat, anebo se do n\u011bj nast\u011bhovat a pronajmout \u010di prodat vlastn\u00ed byt. T\u00edmto typem hypot\u00e9ky lze financovat i automobil, t\u0159eba p\u0159epravn\u00ed dod\u00e1vku pro podnikatelsk\u00e9 \u00fa\u010dely, m\u016f\u017eete z hypot\u00e9ky zaplatit koupi pozemku pro p\u011bstov\u00e1n\u00ed ovoce \u010di zeleniny, anebo vyplatit spoluvlastnick\u00fd pod\u00edl v dom\u011b, pokud v n\u011bm bydl\u00edte nap\u0159\u00edklad se sourozencem. Americk\u00e9 hypot\u00e9ky jsou sice \u00faro\u010den\u00e9 vy\u0161\u0161\u00ed sazbou, ale ta kompenzuje pr\u00e1v\u011b v\u00fdhody univerz\u00e1ln\u00edho vyu\u017e\u00edv\u00e1n\u00ed uvoln\u011bn\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f pro pestrou plej\u00e1du r\u016fzn\u00fdch situac\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z vlastn\u00edho domu v\u00e1s nikdo nevyhod\u00ed","item":"https:\/\/www.furtum.cz\/z-vlastniho-domu-vas-nikdo-nevyhodi\/#breadcrumbitem"}]}]